Did you know nearly 40% of Americans can’t cover a $400 expense from their savings?1People give many different reasons for not being able to save money, and I’ve heard them all. Some … more

I hear from so many people who are nervous or scared to make a career change in their fifties, even if they’re miserable at their current job. I get it. There are a lot of fears and … more

Last year, we dealt with a lot of unknowns because of the coronavirus situation. Taxes were no exception. From the federal tax deadline being moved up to new legislation being passed, there were … more

My dad, Dave Ramsey, filed for bankruptcy the year I was born. My older sister was about three. So, with a brand-new baby, a toddler, and as dad says all the time, “a marriage hanging by a … more

(BPT) - As we kick off the new year, many people are experiencing high levels of stress due to ongoing uncertainty and countless new demands. While you may think you don't have time for wellness and … more

You guys, we all know 2020 was insane. But here’s some good news: You may not need to make student loan payments until October of this year because the student loan relief that came from the … more

Outsmarting the robotsDid you know that when you submit a job application online, it’s probably read and filtered by a robot before a human ever sees it? No, this isn’t Star Wars. … more

Last year, I got to go to my sister-in-law’s wedding. At the reception, as people were finishing up their dinner and cake, the DJ got the music going and everyone made their way to the dance … more

January is here, and we all have high hopes for this year—especially after 2020. But here’s the thing about a new year: It’s still the same you. When midnight came on New … more

One time, Mama Hogan looked at me and said, “Christopher”—she had my attention when she said my full name— “I don’t ever want you to be a ‘been’ … more